Will Insurance Cover A Cracked Windshield?

Jul 28, 2019
Auto Glass Insurance Claims


Welcome to The Power Window Doctors' blog! In this article, we will delve into the topic of insurance coverage for cracked windshields. We understand how frustrating and inconvenient it can be to have a cracked windshield, and we aim to provide you with all the information you need to navigate the insurance claim process smoothly.

Understanding Insurance Coverage for Cracked Windshields

When it comes to insurance coverage for cracked windshields, there are a few factors to consider. While every insurance policy is different, many insurance providers offer windshield repair and replacement coverage as part of their comprehensive or full-coverage policies. However, it is important to review your specific policy or consult with your insurance agent to understand the extent of your coverage.

In most cases, insurance policies cover windshield repair or replacement if the damage is considered "compensable" or meets certain criteria. This typically includes cracks that are less than a certain length, often around six inches, and chips that are smaller than a certain diameter, usually around a quarter. However, these guidelines may vary depending on your insurance provider.

The Benefits of Insurance Coverage

Having insurance coverage for a cracked windshield can provide a variety of benefits. Here are some advantages of utilizing your insurance:

  • Financial Assistance: Repairing or replacing a cracked windshield can be costly. Insurance coverage can help lessen the financial burden by covering part or all of the expenses, depending on your policy.
  • Convenience: With insurance coverage, you can quickly schedule an appointment with a trusted windshield repair or replacement service provider, such as The Power Window Doctors, and have the necessary repairs or replacement done promptly.
  • Peace of Mind: Knowing that you have insurance coverage for a cracked windshield can provide peace of mind, as you can rely on your policy to handle the repairs or replacement as needed.

Filing an Insurance Claim for a Cracked Windshield

If you have insurance coverage for a cracked windshield, the process of filing a claim is generally straightforward. Here are some steps you can follow:

  1. Contact your insurance provider: Reach out to your insurance company to inform them about the damage to your windshield and initiate the claims process. They will guide you on the necessary steps to take.
  2. Provide necessary information: Be prepared to provide details about the incident that caused the damage, such as the date, time, and location. You may also need to provide photos or other supporting documents.
  3. Schedule repairs with a reputable service provider: Once your claim is approved, you can schedule an appointment with a trusted windshield repair or replacement service, like The Power Window Doctors, to get your windshield fixed or replaced.
  4. Pay your deductible: Depending on your policy, you may be required to pay a deductible. This is the portion of the repair or replacement cost that you are responsible for. The insurance company will cover the remaining approved expenses.

Choose The Power Window Doctors for Your Windshield Needs

At The Power Window Doctors, we offer top-notch windshield repair and replacement services. Our team of skilled technicians has the expertise to handle cracked windshields efficiently and effectively. With our commitment to customer satisfaction and quality workmanship, you can trust us to deliver outstanding results.

Whether your insurance coverage fully covers the repairs or you need to pay a portion out-of-pocket, we offer competitive pricing and flexible payment options to suit your needs. Don't let a cracked windshield compromise your safety or vehicle's aesthetics – contact The Power Window Doctors today to schedule an appointment!


Insurance coverage for a cracked windshield can provide peace of mind and financial assistance when you need it the most. Understanding the details of your policy and the claims process can help you navigate the system effectively. Remember, The Power Window Doctors is here to assist you with all your windshield repair and replacement needs. Contact us today and let us help you get back on the road safely!